If there’s one thing no one wants, it’s to give up money.

But if you mess up certain tricky questions on the Free Application for Federal Student Aid (FAFSA®), you’ll delay the process of determining your eligibility for federal financial aid, which could cost you precious funds.

“Many colleges offer financial aid on a first-come, first-served basis,” says Ben Kohl, former president of the Kansas Association of Student Financial Aid Administrators. “But while families sometimes hurry to get in the FAFSA as quickly as they possibly can, it’s better to be accurate than it is to be fast.”

Here’s why: if you make errors, you’ll get sucked into the FAFSA’s verification process, which checks that your information is correct and that it matches what your parents filed on their taxes. So how do you get it right on the first filing? Take note of what these financial aid experts have to say about completing the trickiest questions.

“Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS DRT).”

At this point, you’ll want to click “Link to IRS.” Don’t bother with manual data entry when you don’t have to. “I have seen data-entry errors on every line of the FAFSA at some point,” says Kohl. That is to say, wherever you have to input data, there’s a risk of typos. It’s for this exact reason that the FAFSA online form now has an IRS DRT to seamlessly pull numbers from your parents’ tax returns into the application, reducing the chances you’ll make a mistake. Bonus: it’ll save you quite a bit of time.

“What was your parents’ adjusted gross income for 2016?”

Getting this number wrong — and especially overstating it — can affect how much money you’re eligible for, says Kohl. If you’re unable to use the DRT and are manually entering this information, triple-check your parents’ tax returns. (Adjusted gross income is on line 27 of IRS Form 1040, line 21 on the 1040A and line 4 on the 1040EZ.) Don’t add any unnecessary zeros by mistake — it really does happen.

“You can add up to 10 colleges to your FAFSA.”

When first filling out the FAFSA, you can select only 10 schools. But you can still apply for federal aid at additional schools after you’ve completed and submitted your FAFSA with your first 10 choices. “You need to do it after you receive your student aid report (SAR) — this indicates that your FAFSA has been filed appropriately,” says Kohl. At that point, you can go back in, delete the previous schools (which already received your FAFSA information) and add new ones so they can also receive your details.

“As of today, what is the net worth of your parents’ investments, including real estate?”

“Families often get confused when their only investments are through their retirement accounts,” says Blaine Blontz, founder of Financial Aid Coach, an independent financial aid consulting company. “Also confusing the situation is the fact that the other most popular financial aid form, the CSS Profile through College Board, asks about retirement plans.” However, parents are not required to report their retirement assets on the FAFSA. “They need to include distributions from retirement accounts that take place in the base tax year, but they shouldn’t report the amount in their retirement account as a parent investment,” says Blontz.

“What is the net worth of your investments?”

If your parents have a 529 savings plan for you, don’t enter it here. “Sometimes the 529 funds are either left off entirely or put in the wrong section, most often as a student asset or investment,” says Blontz. “A 529 plan should be considered as a parent investment or it will increase the family’s expected family contribution [EFC].” This information will be entered in a later question if you are listed as a dependent.

“As of today, what is the net worth of your parents’ current businesses and/or investment farms?”

“Families are often confused about whether or not they should include assets from a family run small business,” says Blontz. But if your family has more than 50 percent ownership in the business and it has fewer than 100 employees, you can leave it off the FAFSA.

Still got questions? FAFSA’s online help section addresses a number of other common queries, and use this guide to get started. Filling it out correctly can seem like a daunting task, but stay the course — the money you could receive for college will be well worth the effort.

Should you have questions about reporting your assets on the FAFSA, consult a financial planner or tax advisor.

FAFSA is a registered service mark of the U.S. Department of Education.